Cash-on-Cash Return Calculator
Calculate your cash-on-cash return for real estate investments. Determine annual cash flow, total cash invested, and return on investment for rental properties.
Step 1: Investment Details
Understanding Down Payment
Typical down payments range from 10-25% for investment properties. A higher down payment reduces your loan amount and monthly mortgage payments, potentially increasing your cash flow.
Step 2: Income & Expenses
About Operating Expenses
Operating expenses include property taxes, insurance, maintenance, property management fees, utilities (if paid by owner), and other ongoing costs of property ownership.
Cash-on-Cash Return Results
Cash-on-Cash Return
Scenario Comparison
| Scenario | Down Payment | Annual Cash Flow | Cash-on-Cash Return |
|---|
Cash Flow Breakdown
Cash-on-Cash Return Formula
Cash-on-Cash Return = (Annual Cash Flow / Total Cash Invested) × 100%
Annual Cash Flow = (Monthly Rental Income – Vacancy – Mortgage Payment – Operating Expenses) × 12
Total Cash Invested = Down Payment + Closing Costs + Repair Costs
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