Retirement Withdrawal Calculator
Calculate your sustainable retirement withdrawal rate with our comprehensive calculator. Estimate retirement income based on savings, withdrawal rate, and investment returns.
Step 1: Retirement Details
Understanding the 4% Rule
The 4% rule suggests that you can withdraw 4% of your retirement savings in the first year, then adjust for inflation each year thereafter, with a high probability your savings will last 30 years.
Step 2: Investment & Tax Details
About Safe Withdrawal Rates
Safe withdrawal rates depend on your asset allocation, expected returns, and retirement duration. More conservative portfolios typically support lower withdrawal rates to ensure sustainability.
Retirement Withdrawal Results
Annual Withdrawal Amount
Withdrawal Strategy Comparison
| Withdrawal Strategy | Annual Withdrawal Rate | Annual Withdrawal | Portfolio Longevity |
|---|
Portfolio Value Projection
Withdrawal Formula
Annual Withdrawal = Retirement Savings × Withdrawal Rate
To calculate sustainable retirement withdrawals, multiply your retirement savings by your chosen withdrawal rate. The 4% rule is a common guideline, but your specific rate should consider your age, risk tolerance, and investment strategy.
Need Professional Retirement Planning?
Connect with our financial advisors for personalized retirement planning, investment strategy optimization, and comprehensive wealth management solutions.
Get Professional Advice