ETF Investment Calculator — Estimate Your ETF Investment Growth & Costs

ETF Investment Calculator

Calculate your ETF investment growth, total returns, and costs based on initial investment, contribution frequency, time horizon, and expense ratios. Understand how different factors affect your investment outcomes.

Step 1: Investment Details

20 years
7%

Understanding ETF Investments

ETFs (Exchange-Traded Funds) offer diversified exposure to various asset classes with typically lower expense ratios than mutual funds. Long-term investing and compounding returns are key to building wealth.

Step 2: Cost & Tax Considerations

0.20%
2.5%
15%

About Expense Ratios

Expense ratios represent the annual fee charged by ETFs as a percentage of assets. Lower expense ratios (typically 0.03%-0.20% for index ETFs) can significantly impact long-term returns due to compounding.

ETF Investment Results

Summary
ETF Comparison
Growth Analysis

Estimated Future Value

£145,899
Total Invested: £58,000
Total Contributions
£58,000
Total Growth
£87,899
Annual Return
7.0%
Expense Impact
-£3,450

ETF Investment Comparison

ETF Type Expense Ratio Expected Return Future Value Cost Difference

Investment Growth Analysis

Investment Growth Formula

FV = P × (1 + r/n)nt + PMT × [((1 + r/n)nt – 1) / (r/n)]

The future value (FV) is calculated using compound interest formula, where P = principal, r = annual return, n = compounding periods per year, t = time in years, and PMT = periodic contribution. Actual returns may vary based on market performance, fees, and taxes.

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