SIP Calculator — Systematic Investment Plan Returns & Projections

SIP Calculator

Calculate returns on Systematic Investment Plans (SIP). Get projected future value, total investment, and wealth gain with detailed growth charts and analysis.

Step 1: Investment Details

10 years
12%

About SIP

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. It benefits from rupee cost averaging and compounding over time.

Step 2: Advanced Options

%

Power of Compounding

With SIP, your money grows exponentially due to compounding. Starting early and staying invested for longer periods significantly enhances returns.

SIP Investment Results

Summary
Yearly Breakdown
Comparison

Estimated Future Value

₹ 11,61,695
Total Investment: ₹ 6,00,000
Total Investment
₹ 6,00,000
Wealth Gained
₹ 5,61,695
Absolute Return
93.6%
Annualized Return
12%

Year-by-Year SIP Growth

Year 5 Value
₹ 4.2L
CAGR: ~12%
Year 10 Value
₹ 11.6L
CAGR: ~12%
Year 15 Value
₹ 24.9L
CAGR: ~12%
Year 20 Value
₹ 49.9L
CAGR: ~12%

Yearly Growth Table

Year Invested Returns Total Value

SIP vs Fixed Deposit Comparison

Key Benefits of SIP

1. Rupee Cost Averaging

Buy more units when prices are low and fewer when prices are high, averaging your purchase cost over time.

2. Power of Compounding

Earn returns on your returns, leading to exponential growth over long periods.

3. Financial Discipline

Automated investing encourages regular savings and long-term wealth creation.

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