Risk Tolerance Calculator
Assess your financial risk tolerance and investment profile. Get personalized recommendations based on your goals, time horizon, and comfort level with market volatility.
Step 1: Personal Information
35 years
About Risk Tolerance
Your risk tolerance determines how much investment volatility you can comfortably handle. It’s based on your financial situation, goals, and emotional comfort with risk.
Step 2: Risk Assessment
How would you react if your investment lost 20% of its value in a year?
What is your primary investment goal?
What percentage of your income do you save/invest regularly?
Risk Tolerance Assessment Results
Summary
Asset Allocation
Risk Analysis
Your Risk Tolerance Category
Moderate
Risk Score: 62/100
Conservative
Low risk
Moderate
Balanced
Aggressive
High growth
Recommended Portfolio
Balanced Growth
Expected Return
6-8% annually
Max Drawdown
-15% to -25%
Time Horizon
Long-term
Recommended Asset Allocation
Stocks
60%
Equity / Growth
Bonds
30%
Fixed Income
Cash
5%
Liquidity
Alternatives
5%
Real Estate / Commodities
Portfolio Strategy
This allocation balances growth potential with risk management. Rebalance annually to maintain target allocations. Consider low-cost index funds or ETFs to implement this strategy.
Risk Analysis & Comparisons
Risk Tolerance Factors
| Factor | Your Profile | Impact on Risk |
|---|---|---|
| Age & Time Horizon | Medium | Allows for moderate risk-taking |
| Investment Experience | Experienced | Comfort with market volatility |
| Financial Capacity | Medium | Can withstand some losses |
| Psychological Comfort | Moderate | Willing to accept fluctuations |
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