Pension Comparison Calculator — Compare Pension Plans & Projected Returns

Pension Comparison Calculator

Compare different pension plans and project your retirement savings. Analyze contributions, growth rates, and investment strategies to plan for your future.

Step 1: Personal Details

35
67
£500

Understanding Pension Contributions

Your monthly contributions will be invested and grow over time. The earlier you start contributing, the more time your money has to grow through compound interest.

Step 2: Pension Plans

2.5%

About Pension Growth

Conservative plans have lower risk and returns. Balanced plans mix stocks and bonds. Aggressive plans have higher stock exposure with potentially higher returns but more volatility.

Pension Projection Results

Summary
Plan Comparison
Breakdown

Projected Pension Pot at Retirement

£412,850
Based on £500 monthly contributions with 5% annual growth
Total Contributions
£192,000
Investment Growth
£220,850
Years Until Retirement
32
Monthly Income (4% rule)
£1,376

Pension Plan Comparison

Pension Plan Growth Rate Projected Pot Monthly Income

Annual Growth Breakdown

Pension Growth Formula

Future Value = P × [(1 + r)^n – 1] / r + PV × (1 + r)^n

Where P = monthly contribution, r = monthly growth rate, n = number of months, PV = present value of current pot. This calculates compound growth over time.

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