Retirement Timeline Calculator — Plan Your Retirement Strategy

Retirement Timeline Calculator

Calculate when you can retire based on your current savings, monthly contributions, and expected expenses. Plan your retirement strategy for financial independence.

Step 1: Current Financial Situation

Understanding Retirement Planning

Most experts recommend having 70-80% of your pre-retirement income available annually during retirement. Starting early maximizes compound growth.

Step 2: Retirement Goals & Assumptions

7%
2.5%

About Retirement Planning

Conservative estimates suggest a 4% annual withdrawal rate from retirement savings. Factor in Social Security, pensions, and other income sources for a complete picture.

Retirement Timeline Results

Summary
Age Comparison
Yearly Breakdown

Projected Retirement Age

65
With current savings of $75,000 and $500 monthly contributions
Total Savings at Retirement
$892,450
Years Until Retirement
30
Monthly Retirement Income
$2,973
Savings Shortfall/Excess
-$47,550

Retirement Age Comparison

Retirement Age Total Savings Monthly Income Years of Saving

Yearly Savings Growth

Retirement Calculation Formula

Future Value = Current Savings × (1 + Rate)^Years + Monthly Contributions × ((1 + Rate)^Years – 1) / Rate

This formula calculates the future value of your retirement savings accounting for compound growth and regular contributions.

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