Retirement Readiness Calculator
Calculate your retirement readiness. See if you’re on track for retirement based on your savings, contributions, and expected lifestyle.
Step 1: Personal Details
Understanding Retirement Timeline
Your retirement timeline affects how much you need to save. The longer your retirement period, the more savings you’ll need to maintain your lifestyle.
Step 2: Financial Details
About Investment Returns
Historical stock market returns average 7-10% annually before inflation. Consider a conservative estimate to ensure your retirement plan is robust.
Step 3: Retirement Goals
Retirement Readiness Results
Your Retirement Readiness Score
Retirement Scenarios Comparison
| Scenario | Retirement Age | Annual Contribution | Projected Savings | Readiness Score |
|---|
Retirement Savings Breakdown
Retirement Calculation Formula
Future Value = PV(1+r)^n + C[((1+r)^n – 1)/r]
Where PV is present value, r is annual return rate, n is number of years, and C is annual contribution. This calculates the future value of your retirement savings.
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