Lump Sum Calculator — Calculate Future Value of Single Investment

Lump Sum Calculator

Calculate the future value of a single lump sum investment with our comprehensive calculator. Determine investment growth based on initial amount, interest rate, and time period.

Step 1: Investment Details

7%
10 years

Understanding Compound Interest

Compound interest means your investment grows faster because you earn interest on both your initial investment and the accumulated interest from previous periods.

Step 2: Additional Parameters

2.5%
15%

About Compounding Frequency

More frequent compounding leads to higher returns. Monthly compounding yields better results than annual compounding at the same interest rate due to the power of compound interest.

Investment Growth Results

Summary
Rate Comparison
Yearly Breakdown

Future Value of Investment

$20,096
After 10 years at 7% interest
Initial Investment
$10,000
Total Interest Earned
$10,096
Annual Return
7%
Inflation-Adjusted Value
$15,678

Interest Rate Comparison

Interest Rate Future Value Total Interest Effective Annual Yield

Year-by-Year Growth

Compound Interest Formula

Future Value = P × (1 + r/n)^(nt)

Where P = principal investment, r = annual interest rate, n = compounding frequency per year, t = number of years.

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