Buy-to-Let Tax Calculator
Calculate taxes, expenses, and net profits for your buy-to-let investment property. Compare different scenarios and optimize your rental property finances.
Step 1: Property Details
Understanding Buy-to-Let Taxes
Buy-to-let properties are subject to income tax on rental profits, plus potential capital gains tax when sold. Mortgage interest relief and allowable expenses can reduce your tax liability.
Step 2: Tax & Expenses
Allowable Expenses
You can deduct many property-related expenses from your rental income, including maintenance, insurance, letting agent fees, and mortgage interest (with limitations).
Buy-to-Let Tax Analysis Results
Annual Net Profit After Tax
Detailed Tax Breakdown
| Description | Amount | Percentage |
|---|---|---|
| Gross Annual Rental Income | £14,400 | 100% |
| Allowable Expenses | £2,000 | 13.9% |
| Mortgage Interest (deductible portion) | £2,250 | 15.6% |
| Taxable Profit | £10,800 | 75% |
| Income Tax @ 20% | £2,160 | 15% |
| Net Profit After Tax | £5,280 | 36.7% |
Stamp Duty Calculation
Based on a £250,000 property value (additional 3% surcharge for second homes): £10,000
Stamp duty rates vary by country and property type. Always consult a tax professional.Tax Band Comparison
| Tax Band | Tax Rate | Tax Liability | Net Profit | Net Yield |
|---|
Need Professional Property Tax Advice?
Connect with our property tax specialists for personalized advice on buy-to-let taxes, mortgage interest relief, and property investment strategies.
Get Professional Tax Advice