Zero-Based Budget Calculator
Create a zero-based budget that allocates every dollar of your income. Track expenses, set savings goals, and achieve complete financial control with our comprehensive calculator.
Step 1: Income & Essentials
£800
£300
Zero-Based Budgeting Principle
Every pound of income should be allocated to an expense, savings, or debt payment. Income minus all allocations should equal zero.
Step 2: Expenses & Savings
10%
Budgeting Tips
Allocate 50% to needs, 30% to wants, and 20% to savings/debt (50/30/20 rule). Build an emergency fund of 3-6 months of expenses.
Budget Analysis Results
Summary
Budget Visualization
Budget Scenarios
Monthly Budget Balance
£0
Zero-based budget achieved
Total Monthly Income
£3,000
Total Expenses
£1,550
Savings & Investments
£1,450
Emergency Fund
£300
Budget Allocation Visualization
Needs (50/30/20)
43%
Wants (50/30/20)
23%
Savings (50/30/20)
34%
Financial Health
Excellent
Budget Scenario Comparison
| Budget Type | Monthly Income | Essential Expenses | Savings Rate |
|---|
Need Professional Financial Planning Help?
Connect with our financial advisors for personalized budgeting, investment strategies, debt management, and comprehensive financial planning for your future.
Get Financial Planning Help