Discounted Cash Flow (DCF) Calculator — Business Valuation & Investment Analysis

Discounted Cash Flow (DCF) Calculator

Calculate the intrinsic value of investments using Discounted Cash Flow analysis. Estimate future cash flows, discount rates, and terminal values for accurate business valuation.

Step 1: Basic Inputs

5%
10%

About DCF Analysis

Discounted Cash Flow (DCF) is a valuation method used to estimate the value of an investment based on its expected future cash flows, adjusted for the time value of money.

Step 2: Advanced Inputs

2.5%
21%
2.5%

Terminal Value

The terminal value represents the business value beyond the projection period, calculated using the Gordon Growth Model: TV = FCF × (1+g) ÷ (r-g).

DCF Valuation Results

Summary
Cash Flows
Sensitivity Analysis

Intrinsic Value Estimate

$1,250,000
Based on 10-year DCF projection
Net Present Value (NPV)
$1,250,000
Internal Rate of Return (IRR)
15.2%
Payback Period
6.8 years
Investment Recommendation
Attractive

Discounted Cash Flow Projections

Year Cash Flow Discount Factor Present Value Cumulative PV
Terminal Value $1,850,000 0.3855 $712,675
Total NPV $1,250,000

Understanding the DCF Table

Each year’s cash flow is discounted back to present value using the formula: PV = CF ÷ (1+r)ⁿ, where r is the discount rate and n is the year number. The terminal value represents all cash flows beyond the projection period.

Sensitivity Analysis

Best Case (8% Discount)
$1,650,000
Base Case (10% Discount)
$1,250,000
Worst Case (12% Discount)
$950,000

DCF Valuation Formula

NPV = Σ [CFₜ ÷ (1+r)ᵗ] + [TV ÷ (1+r)ⁿ]

Where CFₜ is cash flow in year t, r is the discount rate, TV is terminal value, and n is the projection period. This formula accounts for the time value of money, making future cash flows less valuable than present ones.

Need Professional Financial Analysis?

Connect with our financial experts for comprehensive DCF analysis, business valuation, and investment advisory services for your company or portfolio.

Get Professional Analysis