Lump Sum Calculator
Calculate the future value of a single lump sum investment with our comprehensive calculator. Determine investment growth based on initial amount, interest rate, and time period.
Step 1: Investment Details
Understanding Compound Interest
Compound interest means your investment grows faster because you earn interest on both your initial investment and the accumulated interest from previous periods.
Step 2: Additional Parameters
About Compounding Frequency
More frequent compounding leads to higher returns. Monthly compounding yields better results than annual compounding at the same interest rate due to the power of compound interest.
Investment Growth Results
Future Value of Investment
Interest Rate Comparison
| Interest Rate | Future Value | Total Interest | Effective Annual Yield |
|---|
Year-by-Year Growth
Compound Interest Formula
Future Value = P × (1 + r/n)^(nt)
Where P = principal investment, r = annual interest rate, n = compounding frequency per year, t = number of years.
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