Maternity Allowance Calculator
Calculate your maternity allowance, statutory maternity pay (SMP), and benefits. Estimate your maternity pay based on earnings, employment status, and weeks of leave.
Step 1: Personal Details
About Maternity Allowance
Statutory Maternity Pay (SMP) is paid for up to 39 weeks: 90% of your average weekly earnings (before tax) for first 6 weeks, then £172.48 or 90% of your average weekly earnings (whichever is lower) for the next 33 weeks.
Step 2: Calculation Options
Eligibility Requirements
SMP: Employed for 26+ weeks by 15th week before due date, earning £123+ weekly average
MA: Self-employed or not eligible for SMP, worked 26 weeks in 66 weeks before due date
Both: Paid for up to 39 weeks
Maternity Allowance Calculation Results
Total Maternity Pay
Payment Breakdown
Weekly Payment Breakdown
| Week | Payment Type | Weekly Amount | Cumulative Total |
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Eligibility Rules & Requirements
Statutory Maternity Pay (SMP)
Eligibility: You must be employed and earn at least £123 per week on average. You must give your employer correct notice and provide proof of pregnancy.
Duration: Up to 39 weeks
Rate: 90% of your average weekly earnings for first 6 weeks, then £172.48 or 90% of your average weekly earnings (whichever is lower) for remaining weeks.
Maternity Allowance (MA)
Eligibility: For self-employed, recently stopped working, or not eligible for SMP. Must have worked for at least 26 weeks in the 66 weeks before your due date.
Duration: Up to 39 weeks
Rate: £172.48 per week or 90% of your average weekly earnings (whichever is lower).
Notice Period & Documentation
Notice: Tell your employer at least 15 weeks before your due date when you want to start maternity leave.
Proof: Provide your employer with a MATB1 certificate from your doctor or midwife.
Payment: SMP is paid in the same way as your wages (tax and National Insurance deducted).
Important Dates
Qualifying Week: 15th week before your due date (determines eligibility)
Earliest Start: 11 weeks before your due date
Latest Start: Day after your baby is born
Return to Work: Must take at least 2 weeks off after birth (4 weeks if factory work)
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