Nest Egg Calculator
Calculate how much you need to save for retirement. Understand how investment returns, savings rates, and time horizon affect your retirement nest egg.
Step 1: Current Financial Situation
Understanding Your Timeline
The number of years until retirement significantly impacts your nest egg. Starting earlier allows compound interest to work in your favor, requiring smaller monthly contributions.
Step 2: Investment & Retirement Goals
About Investment Returns
Historical stock market returns average 7-10% annually. Conservative portfolios (bonds) typically yield 3-5%. Your actual returns will vary based on market conditions and investment choices.
Retirement Projection Results
Projected Retirement Nest Egg
Retirement Savings Comparison
| Contribution Level | Monthly Savings | Projected Nest Egg | Annual Income | Years to Goal |
|---|
Savings Growth Analysis
Nest Egg Formula
Future Value = PV(1+r)^n + PMT × [((1+r)^n – 1)/r]
Your nest egg is calculated using the future value formula, considering your current savings (PV), monthly contributions (PMT), annual return rate (r), and number of years until retirement (n).
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