Net Worth Calculator
Calculate your total net worth by tracking all your assets and liabilities. Get a complete picture of your financial health and track your progress over time.
Step 1: Your Assets
What Counts as Assets?
Assets include anything you own that has monetary value: cash, bank accounts, investments, real estate, retirement accounts, vehicles, and valuable personal property.
Step 2: Your Liabilities
Understanding Liabilities
Liabilities are what you owe to others: mortgages, car loans, student loans, credit card balances, personal loans, and any other outstanding debts.
Net Worth Calculation
Your Total Net Worth
Asset & Liability Breakdown
Net Worth Formula
Net Worth = Total Assets – Total Liabilities
To calculate your net worth: Add up all your assets (what you own), subtract all your liabilities (what you owe). A positive net worth means you own more than you owe.
Financial Health Benchmarks
| Age Group | Average Net Worth | Good Net Worth | Excellent Net Worth |
|---|---|---|---|
| Under 35 | $76,000 | $150,000+ | $300,000+ |
| 35-44 | $288,000 | $500,000+ | $1,000,000+ |
| 45-54 | $727,000 | $1,200,000+ | $2,000,000+ |
| 55-64 | $1,167,000 | $1,800,000+ | $3,000,000+ |
| 65+ | $1,067,000 | $1,500,000+ | $2,500,000+ |
Your Financial Health Assessment
Based on your age and net worth, you’re in a good financial position. Continue building assets and reducing liabilities to improve your financial health.
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