Passive Income Calculator

Passive Income Calculator — Estimate Your Earnings Potential

Calculate potential earnings from investments, real estate, dividends, and side businesses. Estimate your passive income over time with different scenarios.

Step 1: Income Sources

Passive Income Types

Initial Investment

Monthly Contribution

Annual Return Rate (%)

Passive Income Types

Investment: Stocks, bonds, ETFs. Real Estate: Rental properties, REITs. Dividends: Stock dividends, fund distributions. Business: Online stores, digital products, royalties.

Step 2: Timeframe & Taxes

Investment Timeframe (Years)

10 years

1 yr 10 yrs 20 yrs 30 yrs 40 yrs

Tax Rate (%)

Inflation Rate (%)

Compound interest annually

Reinvest earnings

Compound Interest Power

With compounding, your earnings generate more earnings over time. A $10,000 investment at 7% for 30 years grows to ~$76,000 with compounding.

Passive Income Projection

Summary

Yearly Breakdown

Source Comparison

Projected Future Value

$38,696

$225 monthly income

Total Contributions

$34,000

Total Earnings

$4,696

Annual Income

$2,708

Effective Annual Return

7.8%

Year-by-Year Growth

Year	Starting Balance	Contributions	Earnings	Ending Balance

Passive Income Source Comparison

Passive Income Formula

Future Value = P(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) – 1) / (r/n)]

P = initial investment, r = annual return rate, n = compounding periods per year, t = years, PMT = regular contributions. This formula calculates compound growth with regular contributions.

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