Pension Income Calculator

Pension Income Calculator — Calculate Your Retirement Income

Calculate your estimated retirement income. Determine your pension income based on savings, contributions, investment returns, and retirement age.

Step 1: Current Situation

Current Age

Current Pension Savings

Annual Contribution

Expected Annual Return (%)

Understanding Investment Returns

Historical average returns for pension funds range from 4-7% annually. Conservative investments typically yield lower returns with less risk.

Step 2: Retirement Goals

Planned Retirement Age

Annual Withdrawal Rate (%)

Expected Inflation Rate (%)

2.5%

Currency

Show retirement age comparison table

Show savings growth visualization

Safe Withdrawal Rate

The 4% rule is a common guideline suggesting you can withdraw 4% of your retirement savings annually without running out of money for 30 years.

Pension Income Results

Summary

Age Comparison

Breakdown

Estimated Annual Retirement Income

$25,840

Based on retirement at age 65 with 5% returns

Total at Retirement

$646,000

Monthly Income

$2,153

Years Until Retirement

Total Contributions

$125,000

Retirement Age Comparison

Retirement Age	Total Savings	Annual Income	Monthly Income

Savings Growth Over Time

Pension Income Formula

Annual Income = Total Savings × Withdrawal Rate

To calculate annual retirement income: Multiply your total retirement savings by your chosen withdrawal rate percentage (converted to decimal).

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