Retirement Investment Calculator
Calculate how much you need to save for retirement, estimate your future savings, and plan your retirement income with our comprehensive retirement calculator.
Step 1: Current Financial Situation
Retirement Planning
Start by entering your current age, planned retirement age, and current savings. The calculator will project how much you’ll have saved by retirement.
Step 2: Investment & Inflation
Investment Strategy
A typical retirement portfolio might return 5-8% annually. The 4% withdrawal rule is a common guideline for sustainable retirement income.
Retirement Investment Calculation Results
Estimated Retirement Savings
Retirement Savings Growth Projection
Growth Projection Notes
This projection assumes consistent annual contributions and a steady rate of return. Actual investment returns will vary year to year.
Retirement Withdrawal Strategy
Retirement Income Sources
4% Rule for Sustainable Withdrawals
The 4% rule suggests you can withdraw 4% of your retirement savings annually, adjusted for inflation, with a high probability your savings will last 30 years.
| Income Source | Annual Amount | Monthly Amount | Percentage |
|---|---|---|---|
| Retirement Savings | $39,498 | $3,291 | 75% |
| Social Security/Pension | $13,200 | $1,100 | 25% |
| Total Retirement Income | $52,698 | $4,391 | 100% |
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