Retirement Planning Calculator
Plan your retirement with our comprehensive calculator. Understand how age, income, savings, and investment returns affect your retirement goals and timeline.
Step 1: Personal Details
Understanding Retirement Planning
Retirement planning involves estimating the income you’ll need in retirement and determining how much to save to reach that goal. Consider inflation, investment returns, and lifestyle changes.
Step 2: Financial Details
About Investment Returns
Conservative portfolios typically yield 3-5%, moderate 5-7%, and aggressive 7-9% annually. Higher returns usually mean higher risk. Consider your risk tolerance when planning.
Retirement Planning Results
Total Savings at Retirement
Retirement Strategy Comparison
| Strategy | Annual Return | Monthly Contribution | Savings at 65 | Risk Level |
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Savings Growth Analysis
Retirement Formula
FV = PV × (1 + r)ⁿ + PMT × [((1 + r)ⁿ – 1) / r]
The future value (FV) of your retirement savings depends on your present value (PV), monthly contributions (PMT), annual return rate (r), and number of periods (n). Inflation-adjusted withdrawals should be 3-4% annually in retirement.
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