Savings Account Comparison Calculator — Compare Interest Rates & Growth

Savings Account Comparison Calculator

Compare savings accounts, calculate interest growth, and find the best rates for your financial goals. Compare multiple accounts with detailed projections.

Account 1: Basic Details

%

Account Details

Higher compounding frequency typically yields better returns. Consider your liquidity needs when choosing account type.

Account 2: Comparison Details

%
10 years

Comparison Tips

Even small differences in interest rates can significantly impact long-term savings growth. Consider fees, withdrawal limits, and minimum balances.

Savings Account Comparison Results

Summary
Growth Projection
Detailed Breakdown

Total Value After 10 Years

$32,450
vs $35,820 in Account 2
Account 1 Total
$32,450
Account 2 Total
$35,820
Difference
+$3,370
Better Option
Account 2
Account 1 Interest
$4,450
Account 2 Interest
$7,820
Interest Difference
+$3,370

10-Year Growth Projection

Growth Analysis

Account 2 with a higher interest rate yields significantly more over time. The power of compounding becomes more apparent after 5+ years.

Detailed Year-by-Year Breakdown

Compounding Interest Formula

A = P(1 + r/n)nt + PMT × [((1 + r/n)nt – 1) / (r/n)]

A = Future value | P = Principal | r = Annual rate | n = Compounding periods per year | t = Time in years | PMT = Monthly deposit

Need Professional Financial Advice?

Connect with our certified financial advisors for personalized savings strategies, investment planning, and retirement guidance tailored to your goals.

Consult a Financial Advisor