Working Capital Loan Calculator
Calculate the cost of a working capital loan for your business. Understand interest rates, loan terms, and fees to make informed financial decisions.
Step 1: Loan Details
Understanding Working Capital Loans
Working capital loans provide businesses with funds to cover day-to-day operational expenses. These loans are typically short-term and help manage cash flow gaps.
Step 2: Additional Costs
About Loan Fees
Origination fees are one-time charges for processing the loan. Monthly service fees are ongoing charges for account maintenance. These fees impact the total cost of borrowing.
Loan Cost Results
Estimated Monthly Payment
Loan Type Comparison
| Loan Type | Typical Rate | Monthly Payment | Total Cost | Best For |
|---|
Payment Breakdown Analysis
Loan Payment Formula
Monthly Payment = P × [r(1+r)^n] / [(1+r)^n – 1]
The monthly payment is calculated using the loan amount (P), monthly interest rate (r), and number of payments (n). This formula accounts for both principal and interest over the loan term.
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