Biweekly Mortgage Calculator — Calculate Biweekly Mortgage Payments

Biweekly Mortgage Calculator

Calculate your biweekly mortgage payments and see how much you can save on interest. Compare biweekly vs monthly payments to pay off your mortgage faster.

Step 1: Mortgage Details

$300,000
4.5%
30 years

Understanding Biweekly Payments

Biweekly payments mean you pay half your monthly mortgage amount every two weeks. This results in 26 half-payments per year, equivalent to 13 full monthly payments.

Step 2: Payment Options

Benefits of Biweekly Payments

By making biweekly payments, you’ll make one extra monthly payment each year, reducing your loan term and total interest paid significantly over the life of the loan.

Mortgage Payment Results

Summary
Payment Comparison
Savings Breakdown

Biweekly Payment

$760
Based on $300,000 loan at 4.5% interest for 30 years
Monthly Payment
$1,520
Total Interest Saved
$33,456
Loan Term Reduction
4.8 years
Total Interest Paid
$214,789

Payment Schedule Comparison

Payment Type Payment Amount Payments/Year Total Annual Loan Term

Interest Savings Breakdown

How Biweekly Payments Work

26 Half-Payments = 13 Full Payments Annually

With biweekly payments, you make 26 half-payments each year (every 2 weeks). This equals 13 full monthly payments, accelerating your principal reduction and saving thousands in interest.

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