Fund Comparison Calculator — Compare Investment Funds Side by Side

Fund Comparison Calculator

Compare investment funds side by side with our comprehensive calculator. Analyze returns, fees, and performance metrics to make informed investment decisions.

Fund A: Investment Details

7%
0.75%

Understanding Fund Fees

Management fees significantly impact long-term returns. A 1% annual fee can reduce your final portfolio value by 20-30% over 30 years.

Fund B: Investment Details

6%
0.25%
20 years

Compound Growth

The longer your investment period, the more significant the impact of compounding. Small differences in returns or fees create substantial differences over time.

Fund Comparison Results

Summary
Detailed Breakdown
Growth Chart

Value Difference After 20 Years

£12,450
Fund A outperforms Fund B by 18.2%
Fund A Final Value
£81,230
Fund B Final Value
£68,780
Total Fees Paid (Fund A)
£8,420
Total Fees Paid (Fund B)
£2,810
Total Contributions
£58,000
Net Gain (Fund A)
£23,230

Detailed Fund Comparison

Metric Fund A Fund B Difference

How Fees Impact Returns

Even small differences in annual fees can have a massive impact over long periods. A fund with 0.25% fee instead of 0.75% saves you thousands over decades.

Growth Over Time Comparison

Compound Growth Formula

Future Value = P × (1 + r – f)^n + C × [((1 + r – f)^n – 1) / (r – f)]

Where: P = initial investment, r = annual return, f = annual fee, n = years, C = annual contribution. This accounts for both growth and fees.

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