Medicare Calculator
Estimate your Medicare premiums, out-of-pocket costs, and coverage options. Plan for healthcare expenses and understand Medicare Parts A, B, C, and D.
Step 1: Personal Information
Understanding Medicare
Medicare Part A covers hospital care, Part B covers medical services, Part C (Advantage) combines A & B, and Part D covers prescription drugs. Costs vary based on income and coverage choices.
Step 2: Coverage & Health
About Medicare Costs
Higher-income beneficiaries pay more for Part B and Part D (IRMAA). Out-of-pocket costs include deductibles, copayments, and coinsurance. Medicare Advantage plans often have different cost structures.
Medicare Cost Results
Estimated Annual Medicare Costs
Medicare Coverage Options Comparison
| Coverage Type | Monthly Premium | Annual Deductible | Out-of-Pocket Max |
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Annual Cost Breakdown
Medicare Cost Formula
Total Medicare Cost = Part B Premium + Part D Premium + Out-of-Pocket Costs + IRMAA Adjustments
Your total Medicare costs depend on your chosen coverage, income level (IRMAA), health status, and prescription drug needs. Medicare Advantage plans bundle services with different cost structures.
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