Card Recommendation Calculator — Find the Best Credit Card for Your Spending

Card Recommendation Calculator

Compare credit card rewards, fees, and benefits. Calculate your potential cash back, points, or miles to find the most rewarding card for your spending habits.

Step 1: Your Spending Profile

Understanding Your Spending

The best card for you depends on your spending patterns. Travel cards offer better value for frequent travelers, while cash back cards work well for everyday purchases.

Step 2: Card Preferences

About Card Rewards

Cash back cards provide direct savings, while travel points offer higher value for frequent travelers but may require more planning to maximize benefits.

Card Recommendation Results

Summary
Card Comparison
Rewards Breakdown

Estimated Annual Rewards Value

$450
Net value after annual fees
Recommended Card
Cash Back Plus
Annual Fee
$95
Rewards Rate
2.5% average
Value Rating
Excellent

Credit Card Comparison

Card Name Annual Fee Rewards Rate Annual Rewards Net Value

Rewards Breakdown

Rewards Calculation Formula

Annual Rewards = (Monthly Spending × 12) × Average Rewards Rate

The net value is calculated by subtracting the annual fee from the total rewards earned. Consider sign-up bonuses and category bonuses for a complete picture.

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