Cash Flow Calculator — Calculate Business & Personal Cash Flow

Cash Flow Calculator

Calculate your business or personal cash flow to understand financial health. Determine net cash flow, operating cash flow, and analyze income vs expenses for better financial planning.

Step 1: Income Sources

Understanding Cash Inflows

Cash inflows include all money coming into your business or personal accounts. This includes sales revenue, investment income, loans, and other sources of cash.

Step 2: Expenses & Outflows

Understanding Cash Outflows

Cash outflows include all money leaving your business or personal accounts. This includes operating expenses, loan payments, taxes, capital investments, and other expenditures.

Cash Flow Analysis Results

Summary
Scenario Comparison
Breakdown

Net Cash Flow

£12,000
Positive quarterly cash flow
Total Cash Inflows
£55,000
Total Cash Outflows
£43,000
Operating Cash Flow
£15,000
Cash Flow Margin
21.8%

Cash Flow Scenario Comparison

Scenario Net Cash Flow Inflows Outflows Margin

Cash Flow Breakdown

Cash Flow Calculation Formula

Net Cash Flow = Total Cash Inflows – Total Cash Outflows

Operating Cash Flow = Revenue – Operating Expenses. Positive cash flow indicates more money coming in than going out, while negative cash flow indicates the opposite.

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