Life Insurance Calculator
Calculate your life insurance needs and compare premium costs. Determine the right coverage amount based on your income, debts, and family needs across multiple currencies.
Step 1: Personal Details
How Much Coverage Do You Need?
A common rule is 10-15 times your annual income. Consider debts, mortgages, education costs, and final expenses when determining coverage.
Step 2: Policy Details
About Policy Types
Term life provides coverage for a specific period. Whole life offers lifetime coverage with cash value. Universal life combines insurance with investment.
Life Insurance Cost Results
Estimated Monthly Premium
Policy Type Comparison
| Policy Type | Monthly Premium | Annual Premium | Total Cost (Term) |
|---|
Premium Cost Factors
Coverage Formula
Recommended Coverage = (Annual Income × 10) + Debts + Future Expenses
This formula helps determine adequate life insurance coverage based on income replacement needs, outstanding debts, and future financial obligations.
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