Accident Forgiveness Calculator
Calculate your potential savings with accident forgiveness insurance. Estimate how much you could save on premiums after an at-fault accident.
Step 1: Current Insurance Details
Understanding Accident Forgiveness
Accident forgiveness is an insurance add-on that prevents your premium from increasing after your first at-fault accident. It’s typically available to drivers with clean records.
Step 2: Accident & Savings Details
About Accident Forgiveness
Accident forgiveness can save you hundreds of dollars after an at-fault accident. Most insurers offer this as an add-on to drivers with 5+ years of clean driving history.
Accident Forgiveness Savings
Potential Savings with Accident Forgiveness
Driver Profile Comparison
| Driver Profile | Typical Increase | Premium After Accident | Savings with Forgiveness |
|---|
Savings Breakdown
Accident Forgiveness Formula
Savings = (Premium × Increase %) – Forgiveness Cost
To calculate potential savings: Multiply your current premium by the typical increase percentage after an accident, then subtract the annual cost of accident forgiveness. This shows your net savings if you have an at-fault accident.
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