Health Insurance Cost Calculator
Calculate health insurance premiums, compare coverage options, and estimate your annual healthcare expenses. Make informed decisions about your health coverage.
Step 1: Personal Information
Non-smoker
Premium Factors
Age, tobacco use, and coverage type significantly impact premiums. Family plans typically cost 2-3x individual plans. Smokers pay 50% more on average.
Step 2: Plan Details
£2,000
£6,000
Plan Selection Tips
Higher deductibles lower monthly premiums but increase out-of-pocket costs. Consider your expected healthcare needs when choosing a plan.
Insurance Cost Results
Cost Summary
Coverage Visualization
Plan Comparison
Estimated Annual Premium
£4,200
£350 monthly • Gold Family Plan
Monthly Premium
£350
Annual Deductible
£2,000
Out-of-Pocket Max
£6,000
Coverage Level
80%
Coverage Breakdown
Hospital Coverage
90%
Doctor Visits
80%
Prescription Drugs
75%
Preventive Care
100%
Insurance Plan Comparison
| Plan Type | Monthly Premium | Deductible | Coverage % | Annual Max Cost |
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