Travel Insurance Coverage Calculator
Calculate your travel insurance needs based on trip cost, destination, duration, and personal factors. Compare coverage options and premium estimates.
Step 1: Trip Details
Understanding Coverage
Travel insurance typically covers trip cancellation, medical emergencies, lost luggage, and travel delays. Premiums are calculated based on trip cost, duration, destination, and traveler age.
Step 2: Traveler Details
Important Considerations
Medical Coverage: Essential for international travel
Trip Cancellation: Typically 100-150% of trip cost
Baggage Loss: Usually $500-$2,500 per person
Emergency Evacuation: Can cost $100,000+ without insurance
Insurance Coverage & Premium Estimate
Estimated Total Premium
Insurance Plan Comparison
| Coverage Type | Basic Plan | Standard Plan | Premium Plan | Your Selection |
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Coverage Details & Recommendations
Trip Cancellation & Interruption
Recommended: 100-150% of your total trip cost
Your Coverage: $3,750 (150% of trip cost)
Covers: Illness, severe weather, airline strikes, job loss, and other unforeseen events that force you to cancel or cut short your trip.
Emergency Medical & Evacuation
Recommended: $100,000+ for international travel
Your Coverage: $100,000 medical, $250,000 evacuation
Covers: Hospital stays, doctor visits, prescription medications, and emergency medical evacuation to the nearest adequate facility or back home.
Baggage & Personal Effects
Recommended: $500-$2,500 per person
Your Coverage: $1,500 total
Covers: Lost, stolen, or damaged luggage and personal items. Many plans also include baggage delay coverage for essential purchases if bags are delayed.
Travel Delay & Missed Connection
Recommended: $200-$500 per day for delays
Your Coverage: $300 per day (up to $1,500)
Covers: Additional expenses (meals, accommodations) if your trip is delayed due to covered reasons like severe weather or mechanical breakdown.
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