Insurance Coverage Calculator
Compare different insurance plans and calculate premiums, coverage amounts, deductibles, and out-of-pocket costs across multiple currencies.
Step 1: Insurance Details
Understanding Insurance Terms
The coverage amount is the maximum your insurer will pay. The deductible is what you pay before insurance kicks in. Choose a term that matches your needs.
Step 2: Personal & Plan Details
About Premiums
Premiums vary by age, coverage type, and risk factors. Basic plans have lower premiums but higher out-of-pocket costs. Premium plans offer better coverage.
Insurance Coverage Analysis
Total Policy Cost Over Term
Insurance Plan Comparison
| Insurance Plan | Monthly Premium | Coverage Amount | Deductible | Value Score |
|---|
Premium Distribution by Age
Insurance Value Formula
Value Score = Coverage Amount ÷ (Monthly Premium × 12 × Term)
This formula helps compare insurance plans by showing how much coverage you get per unit of premium paid. Higher scores indicate better value.
Need Professional Insurance Advice?
Connect with our insurance advisors for personalized coverage recommendations, premium optimization, and risk assessment tailored to your needs.
Get Professional Advice