Auto Lease Calculator
Calculate your monthly car lease payments with our comprehensive calculator. Determine lease costs based on vehicle price, down payment, lease term, interest rate, and residual value.
Step 1: Vehicle Details
Lease Down Payment Tips
A larger down payment reduces your monthly payments but increases your upfront cost. Many experts recommend putting down 10-20% of the vehicle’s value.
Step 2: Lease Terms
About Residual Value
Residual value is the estimated value of the vehicle at the end of the lease term. Higher residual values typically result in lower monthly payments but may affect lease-end options.
Lease Payment Results
Estimated Monthly Payment
Lease Term Comparison
| Lease Term | Monthly Payment | Total Interest | Total Cost |
|---|
Payment Breakdown
Lease Payment Formula
Monthly Payment = (Vehicle Price – Down Payment – Trade-in) × (1 – Residual%) / Term + (Vehicle Price × Interest Rate / 12)
The lease payment consists of depreciation (vehicle cost minus residual value spread over the term) plus finance charges based on the interest rate.
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