Closing Costs Calculator

Closing Costs Calculator — Estimate Your Home Purchase Expenses

Calculate closing costs for your home purchase. Estimate lender fees, title fees, prepaid expenses, and total cash needed at closing. Plan your home buying budget accurately.

Step 1: Loan Details

Property Price ($)

Down Payment (%)

20%

Loan Term (years)

Interest Rate (%)

6.5%

Typical Closing Costs

Closing costs typically range from 2% to 5% of the home’s purchase price. This includes lender fees, title fees, and prepaid expenses like property taxes and insurance.

Step 2: Closing Cost Details

Lender Fees ($)

Title & Escrow Fees ($)

Appraisal Fee ($)

Inspection Fee ($)

Prepaid Expenses

Property Tax ($/year)

Home Insurance ($/year)

Include PMI (if down payment < 20%)

Show detailed cost breakdown

Negotiable Costs

Some closing costs can be negotiated with the seller. Lender fees, title fees, and some prepaid items may vary by location and lender.

Closing Cost Results

Summary

Cost Breakdown

State Comparison

Total Closing Costs

$10,500

3.0% of $350,000 property

Down Payment

$70,000

Loan Amount

$280,000

Monthly Payment

$1,770

Cash to Close

$80,500

Closing Cost Breakdown

Lender Fees

$1,500

Title Fees

$2,000

Prepaid Expenses

$3,900

Other Fees

$900

Closing Costs by State (Average)

State	Average Closing Costs	% of Home Price	Transfer Taxes

Need Professional Mortgage Advice?

Connect with our mortgage experts for personalized loan options, rate comparisons, and guidance through the home buying process.

Get Mortgage Advice