Coverage Comparison Calculator
Compare different insurance coverage costs and benefits. Calculate premiums, deductibles, and coverage amounts across various insurance types.
Step 1: Coverage Details
Understanding Coverage Ratios
The coverage-to-premium ratio helps compare insurance value. Higher ratios indicate better value for money. Consider deductibles and exclusions when comparing.
Step 2: Personal Details
About Coverage Comparison
When comparing insurance, consider not just the premium but also coverage limits, deductibles, exclusions, and the insurer’s reputation. Higher deductibles often mean lower premiums.
Coverage Comparison Results
Coverage-to-Premium Ratio
Coverage Type Comparison
| Coverage Type | Typical Premium | Coverage Amount | Coverage Ratio |
|---|
Annual Cost vs Coverage
Coverage Ratio Formula
Coverage Ratio = Coverage Amount ÷ Annual Premium
To calculate coverage ratio: Divide your coverage amount by your annual premium. Higher ratios indicate better value. Multiply by 1000 to get cost per $1000 of coverage.
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