Expense Ratio Calculator
Calculate mutual fund and ETF expense ratios with our comprehensive calculator. Estimate annual investment costs based on fund expenses and investment amounts.
Step 1: Fund Details
Understanding Expense Ratios
An expense ratio is the annual fee charged by mutual funds or ETFs to cover operating expenses. It’s expressed as a percentage of your investment. Lower expense ratios mean more of your money stays invested.
Step 2: Time & Comparison
About Expense Ratios
Expense ratios can significantly impact long-term returns. A difference of 0.5% in expense ratios can result in tens of thousands of dollars difference over 20-30 years of investing.
Expense Ratio Results
Annual Cost of Fees
Fund Expense Ratio Comparison
| Fund Type | Expense Ratio | Annual Cost | 10-Year Cost | Cost Difference |
|---|
Long-Term Cost Impact
Expense Ratio Formula
Annual Cost = Investment Amount × (Expense Ratio / 100)
To calculate the annual cost of fund fees, multiply your investment amount by the expense ratio (expressed as a decimal). For example: $10,000 × 0.0075 = $75 annual cost.
Long-Term Impact Calculation
Over time, expense ratios compound and can significantly reduce your investment returns. The calculator accounts for compounding by calculating fees based on your growing investment balance each year.
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