Money Market Calculator
Calculate your money market investment returns based on deposit amount, interest rate, and term. Understand how different factors affect your savings growth and compare investment options.
Step 1: Investment Details
Understanding Money Market Accounts
Money market accounts typically offer higher interest rates than regular savings accounts while providing liquidity. Rates are variable and may change based on market conditions and the financial institution.
Step 2: Additional Options
About Compounding Interest
Compounding frequency affects your total returns. More frequent compounding (monthly vs. annually) results in higher effective yields due to interest earning interest more often.
Money Market Investment Results
Total Future Value
Investment Account Comparison
| Account Type | Typical APY | Future Value | Interest Earned | Liquidity |
|---|
Investment Growth Analysis
Compound Interest Formula
A = P(1 + r/n)nt + PMT × [((1 + r/n)nt – 1) / (r/n)]
Where: A = Future value, P = Principal, r = Annual interest rate, n = Compounding periods per year, t = Time in years, PMT = Regular contributions. This formula calculates compound interest with regular deposits.
Need Professional Financial Advice?
Connect with our certified financial advisors for personalized investment strategies, retirement planning, and wealth management solutions tailored to your financial goals.
Get Financial Consultation