Present Value Calculator
Calculate the present value of future cash flows, investments, or annuities. Determine current worth of money to be received in the future.
Step 1: Future Value & Time
Present Value Formula
PV = FV / (1 + r)^n where r = interest rate, n = number of periods. This shows how much future money is worth today.
Step 2: Calculation Settings
Key Concepts
Present Value helps compare investment options by showing today’s value of future money. Higher discount rates reduce present value.
Present Value Calculation Results
Present Value (Today’s Worth)
Present Value Over Time
| Year | Future Value | Present Value | Discount Factor | Cumulative PV |
|---|
Comparison with Other Investments
Present Value Formula
PV = FV / (1 + r)^n
Where PV = Present Value, FV = Future Value, r = Discount Rate (interest rate), n = Number of periods. For annuities: PV = PMT × [1 – (1 + r)^-n] / r
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