Rental Cash Flow Calculator — Analyze Your Property Investment Returns

Rental Cash Flow Calculator

Calculate rental property cash flow, ROI, and profitability. Understand how rental income, expenses, and financing affect your real estate investment returns.

Step 1: Property Details

20%
4.5%

Understanding Property Value

The property purchase price is the total cost of acquiring the rental property. A higher down payment reduces your mortgage payments but requires more initial capital.

Step 2: Income & Expenses

5%
8%

About Cash Flow

Positive cash flow occurs when rental income exceeds all expenses including mortgage, taxes, insurance, and maintenance. Negative cash flow means the property costs more to operate than it generates in income.

Rental Cash Flow Results

Summary
Investment Comparison
Cash Flow Analysis

Monthly Cash Flow

$425
Annual ROI: 8.2%
Annual Cash Flow
$5,100
Cap Rate
6.5%
Cash on Cash ROI
8.2%
Monthly Mortgage
$1,216

Investment Property Comparison

Property Type Avg. Price Avg. Rent Cap Rate Cash Flow

Monthly Cash Flow Analysis

Cash Flow Formula

Monthly Cash Flow = (Gross Rent – Vacancy Loss) – (Mortgage + Taxes + Insurance + Maintenance + Management Fees)

The cash flow calculation starts with gross rental income, subtracts vacancy losses, then deducts all operating expenses including mortgage payments, property taxes, insurance, maintenance costs, and management fees.

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