Subscription Savings Calculator — Track & optimize monthly expenses

Subscription Savings Calculator

See where your money goes each month — track streaming, apps, boxes and find hidden savings. Cancel unused, switch to annual, and keep more in your pocket.

Step 1: Your subscriptions

6
$14.99
12%

What is “unused”?

Services you barely use, forgot to cancel, or overlapping content. Even 10‑15% is common — cutting them adds up fast.

Step 2: Savings & plans

15%

Annual discount

Many services offer 10–20% off if you pay yearly. If all your subscriptions offered this, you’d save the discount amount on the full year.

Your Savings Potential

Summary
Plan comparison
Breakdown

Current annual spending

$1,223
Based on 6 subscriptions @ $14.99/month
Monthly total
$89.94
Cancel unused (12%)
-$131
Switch to annual (15%)
-$167
Total potential savings
-$298

Popular subscription plans (annual cost)

Plan Monthly price Annual (monthly) Annual (with discount)

Where your money goes

Savings formula

Annual spend = (number × average monthly) × 12

Savings from cancellation = annual spend × (unused % / 100)
Savings from annual billing = (annual spend – cancelled part) × (discount % / 100)
Combine both for maximum effect.

Want to optimize further?

Connect with a certified financial coach for a full subscription audit and personalized saving plan.

Get free consultation