Take-Home Pay Calculator
Calculate your net salary after tax, National Insurance, pension contributions and student loan deductions. UK salary calculator for the 2024/2025 tax year with currency support for GBP, USD, EUR, and more.
Step 1: Salary Details
Understanding Gross vs Net Salary
Gross salary is your total pay before any deductions. Take-home pay (net salary) is what you receive after taxes, National Insurance, pension contributions, and other deductions.
Step 2: Deductions
UK Tax Information 2024/2025
Personal Allowance: £12,570 (0% tax). Basic rate: £12,571-£50,270 (20%). Higher rate: £50,271-£125,140 (40%). Additional rate: over £125,140 (45%). National Insurance rates vary by income level.
Take-Home Pay Results
Your Monthly Take-Home Pay
Detailed Salary Breakdown
| Description | Monthly Amount | Yearly Amount | Percentage |
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Pay Frequency Comparison
| Pay Frequency | Gross Pay | Take-Home Pay | Total Deductions |
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Understanding Your Payslip
Your take-home pay is calculated by subtracting Income Tax, National Insurance, pension contributions, and student loan repayments from your gross salary. The amounts vary based on your tax code, income level, and specific circumstances.
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