Total Auto Cost Calculator
Calculate the total cost of owning and operating your vehicle including depreciation, fuel, insurance, maintenance, and financing costs over time.
Step 1: Vehicle & Purchase Details
Understanding Total Cost of Ownership
The total cost includes purchase price, depreciation, financing, insurance, fuel, maintenance, repairs, taxes, and fees. Depreciation is typically the largest expense for new vehicles.
Step 2: Operating & Financing Costs
About Operating Costs
Operating costs include fuel, maintenance, repairs, insurance, and financing. These ongoing expenses can exceed the vehicle’s purchase price over a 5-year ownership period.
Total Auto Cost Results
Total 5-Year Cost of Ownership
Total Cost Breakdown
Cost Calculation Formula
Total Cost = Purchase + Depreciation + Financing + Fuel + Insurance + Maintenance + Taxes
The total cost of ownership includes all expenses over the ownership period. Depreciation accounts for 35-50% of total cost for new vehicles, while operating costs make up the remainder.
Vehicle Type Cost Comparison
| Vehicle Type | 5-Year Depreciation | Annual Fuel Cost | Annual Insurance | Total 5-Year Cost |
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