Travel Insurance Calculator — Accurate Coverage & Premium Estimates

Travel Insurance Calculator

Calculate travel insurance premiums, coverage options, and policy costs for your trip. Get precise quotes and compare plans for any destination.

Step 1: Trip Details

Trip Information

Accurate trip details ensure proper coverage calculation. Include all prepaid expenses: flights, hotels, tours, and activities.

Step 2: Coverage Options

About Travel Insurance

Travel insurance typically costs 4-12% of your total trip cost. Premiums vary based on age, destination, coverage level, and trip duration.

Travel Insurance Calculation Results

Summary
Coverage Details
Plan Comparison

Total Insurance Premium

$210.00
For 2 travelers for 14 days
Per Traveler Cost
$105.00
Coverage Percentage
6%
Medical Coverage
$100,000
Recommended Plan
Standard

Insurance Coverage Details

Trip Cancellation
$2,500
100% of trip cost
Medical Emergency
$100K
Including evacuation
Baggage Loss
$1,000
Per traveler
Trip Delay
$500
$250 per day

Coverage Notes

Standard policies cover trip cancellation for covered reasons, medical emergencies, baggage loss, and trip delays. Pre-existing conditions may require additional coverage.

Insurance Plan Comparison

Premium Calculation Formula

Premium = (Trip Cost × Coverage %) × Age Factor × Destination Factor

Base premium is calculated as percentage of trip cost. Additional factors include traveler age, destination risk, trip duration, and selected coverage options.

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