Travel Insurance Premium Calculator

Travel Insurance Premium Calculator — Calculate Travel Insurance Costs

Calculate travel insurance premium costs for your trip. Determine insurance costs based on trip duration, traveler age, destination, and coverage options.

Step 1: Trip Details

Trip Duration (days)

Traveler Age (years)

Destination Region

Trip Cost (for cancellation coverage)

Understanding Insurance Factors

Insurance premiums increase with traveler age, trip duration, and destination risk level. Higher trip costs also increase cancellation coverage premiums.

Step 2: Coverage Options

Medical Coverage Limit

Cancellation Coverage

Currency

Include adventure sports coverage

Include pre-existing medical conditions

Show destination comparison table

Show premium breakdown visualization

About Coverage Options

Medical coverage is the most important part of travel insurance. Cancellation coverage protects your trip investment. Adventure sports and pre-existing conditions increase premiums.

Travel Insurance Premium Results

Summary

Destination Comparison

Breakdown

Total Insurance Premium

£48.75

Based on 14-day trip to Europe for a 35-year-old traveler

Daily Rate

£3.48

Medical Coverage

£1 million

Cancellation Cover

£3,000

Trip Duration

14 days

Destination Premium Comparison

Destination Region	Risk Factor	14-Day Premium	30-Day Premium

Premium Cost Breakdown

Premium Calculation Formula

Premium = (Base Rate × Age Factor × Destination Factor × Duration) + Coverage Add-ons

Base rates vary by provider. Age factors increase significantly after age 60. Destination factors reflect healthcare costs and risk levels in each region.

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