Solar Payback Calculator — Calculate Solar Panel ROI & Payback Period

Solar Payback Calculator

Calculate solar panel payback period, return on investment (ROI), lifetime savings, and determine how long it takes for your solar panels to pay for themselves.

Step 1: Solar System Details

$15,000
6 kW
24 kWh
$3,000

Understanding Solar Payback

The solar payback period is the time it takes for energy savings to equal your initial investment. Typical payback periods range from 5-12 years depending on system size, location, and electricity rates.

Step 2: Financial Details

$0.15
3%
25 years
$200

Key Financial Factors

Electricity Rates: Higher rates mean faster payback
Incentives: Rebates and tax credits reduce initial cost
System Production: More energy = more savings
Rate Increases: Electricity prices typically rise 3-5% annually

Solar Payback Calculation Results

Payback Summary
Savings Over Time
Calculation Details

Solar Payback Period

7.2 years
6 kW system • $15,000 cost • $0.15/kWh rate
Total 25-Year Savings
$42,580
Return on Investment (ROI)
184%
Annual Savings
$1,314
Monthly Savings
$109.50

Savings Accumulation Over Time

Year Annual Savings Cumulative Savings Net Position Payback Status

Calculation Details & Assumptions

Payback Period Formula

Payback Period = (System Cost – Incentives) / Annual Savings
Example: ($15,000 – $3,000) / $1,314 = 9.1 years

Annual Savings Calculation

Annual Savings = (Daily Production × 365 × Electricity Rate) – Maintenance
Example: (24 kWh × 365 × $0.15) – $200 = $1,314

Total Lifetime Savings

Total Savings = Σ(Annual Savings × (1 + Rate Increase)^Year)
Accounts for electricity rate increases and panel degradation over system lifespan.

Return on Investment (ROI)

ROI = (Total Savings – Net System Cost) / Net System Cost × 100%
Example: ($42,580 – $12,000) / $12,000 × 100% = 184%

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