Payoff Strategy Comparison — Compare Debt Payoff Methods

Payoff Strategy Comparison

Compare different debt payoff strategies to find the fastest and most cost-effective way to become debt-free. Compare Snowball, Avalanche, and Custom methods.

Step 1: Debt Information

$500

Debt Payoff Strategies

Snowball Method: Pay off smallest debts first for psychological wins
Avalanche Method: Pay off highest interest debts first to save money
Custom Method: Create your own payoff order

Step 2: Strategy Selection

Strategy Recommendations

Choose Snowball: If you need motivation and quick wins
Choose Avalanche: If you want to minimize total interest paid
Choose Custom: If you have specific debt priorities

Payoff Strategy Results

Summary
Strategy Comparison
Payoff Timeline
❄️
Snowball Method
Pay smallest debts first for motivation
Months
Interest
🏔️
Avalanche Method
Pay highest interest first to save money
Months
Interest
⚙️
Custom Method
Your specified payoff order
Months
Interest
Fastest Strategy
Cheapest Strategy
Months Saved
Interest Saved

Detailed Strategy Comparison

Strategy Time to Debt-Free Total Interest Paid Monthly Payment Savings vs. Minimum

Payoff Timeline

Monthly Payoff Progress

The timeline below shows how each debt decreases over time with your selected strategy. Hover over the chart to see detailed monthly balances.

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