Cash Flow Forecast Calculator — Project Your Business Finances

Cash Flow Forecast Calculator

Project your business cash flow, forecast income and expenses, and analyze your net cash position for better financial planning and decision making.

Step 1: Financial Parameters

Cash Flow Basics

Cash flow = Income – Expenses. Positive cash flow means more money coming in than going out. Forecast helps identify potential cash shortages.

Step 2: Forecast Settings

2%
1%

Forecast Accuracy

Growth rates and seasonality assumptions impact forecast accuracy. Regularly update actuals vs. forecast for better predictions.

Cash Flow Forecast Results

Summary
Monthly Breakdown
Financial Analysis

Projected Ending Cash Balance

$28,450
6-month forecast with positive cash flow
Total Projected Income
$92,700
Total Projected Expenses
$74,250
Net Cash Flow
+$18,450
Average Monthly Cash Flow
+$3,075

Monthly Cash Flow Breakdown

Month Income Expenses Cash Flow Ending Balance

Financial Health Analysis

Cash Flow Calculation Formula

Ending Balance = Starting Balance + Σ(Monthly Income – Monthly Expenses)

Monthly amounts adjust by growth rates. Positive cash flow indicates financial health. Negative cash flow may require financing or cost reduction.

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