Money Transfer Calculator — Compare Fees & Exchange Rates

Money Transfer Calculator

Calculate exactly how much your recipient will get after transfer fees and exchange rates. Compare providers and see the true cost of sending money abroad.

Step 1: Transfer Details

How transfers work

You send money in your currency. After deducting fees, the amount is converted using the exchange rate. The recipient gets the final amount in their local currency.

Step 2: Fees & Exchange Rate

Hidden costs

Some providers offer low fees but poor exchange rates. Always check the “total cost” including the rate markup. This calculator uses the rate you enter.

Transfer Results

Summary
Provider Comparison
Fee Breakdown

Recipient gets

€1,048.58
You send 1,000 USD • Fee 8.50 USD • Rate 1.10
You send
1,000 USD
Total fee
8.50 USD
Exchange rate
1 USD = 1.1000 EUR
Recipient currency
EUR

Transfer Provider Comparison

Provider Fee (send currency) Exchange rate margin Recipient gets

What you pay vs what they get

Transfer formula

Recipient amount = (Amount – fixed fee) × (1 – percentage/100) × exchange rate

Total fee = fixed fee + (amount × percentage/100). The remaining amount is converted at the given exchange rate.

Optimise your international transfers

Our currency specialists can help you save on large transfers and find the best rates for business or personal needs.

Get Expert Advice