International Payment Calculator
Estimate transfer costs, exchange rates, and final amounts for global payments. Compare fees across banks, wire transfers, and online services.
Step 1: Payment Details
💡 Live rate indication
Base exchange rate: 1 USD = 0.92 EUR (mid-market). Actual rates include a margin.
Step 2: Fees & Options
1.2%
About international payments
Banks and services add a margin to the exchange rate (often 1-3%) plus fixed fees. This calculator estimates the final amount received.
Payment Calculation Results
Summary
Fee Breakdown
Rate Comparison
Receiver gets
€ 873.62
You send: $1,000.00 • Total fees: $24.50
Exchange rate used
0.9089
Total fees
$24.50
Transfer time
1-2 days
Cost efficiency
Good
Detailed Fee Breakdown
Transfer fee
$15.00
percentage + fixed
Exchange rate markup
$9.50
1.2% margin
Total deducted
$24.50
from your amount
Amount converted
$975.50
after fees
How fees are applied
First, fixed and percentage fees are deducted from your amount. Then the remaining is converted using the offered exchange rate (mid-market + margin).
Provider Rate Comparison
| Provider | Exchange rate | Fees | Receiver gets |
|---|---|---|---|
| Your selection | 0.9089 | $24.50 | €873.62 |
| Typical bank | 0.8950 | $30.00 | €848.25 |
| Online specialist | 0.9150 | $7.50 | €904.36 |
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