Annuity Calculator
Calculate annuity payments, retirement income, and investment growth projections. Determine your financial future with accurate annuity calculations based on principal, interest rates, and payment terms.
Step 1: Investment Details
Understanding Annuities
An annuity is a financial product that provides a stream of payments over time. Fixed annuities offer guaranteed returns, while variable annuities depend on market performance.
Step 2: Payment Terms & Tax
About Annuity Payments
Annuity payments can be fixed or variable. Deferral periods allow your investment to grow before payments begin. Consider tax implications and inflation when planning your retirement income.
Annuity Calculation Results
Estimated Monthly Payment
Annuity Type Comparison
| Annuity Type | Risk Level | Potential Return | Best For |
|---|
Payment Schedule Breakdown
Annuity Calculation Formula
Payment = P × [r(1+r)^n] / [(1+r)^n – 1]
Where P = principal, r = periodic interest rate, n = total number of payments. This formula calculates the fixed periodic payment for an annuity.
Need Professional Financial Planning Help?
Connect with our financial advisors for personalized retirement planning, annuity selection, and investment strategy tailored to your financial goals.
Get Financial Advice